3909 Ray ST Panama City Beach, FL 32408
UPDATED:
Key Details
Property Type Multi-Family
Sub Type Multi Family
Listing Status Active
Purchase Type For Sale
Square Footage 2,112 sqft
Price per Sqft $272
Subdivision Holiday Beach Unit 7
MLS Listing ID 782259
Bedrooms 3
Full Baths 4
HOA Y/N No
Year Built 1983
Annual Tax Amount $4,473
Tax Year 2024
Lot Size 7,840 Sqft
Acres 0.18
Property Sub-Type Multi Family
Property Description
Nestled in the sought-after South Lagoon area, this turnkey property features a 2-bedroom, 3-bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short-term rental income ($84k RENTAL PROJECTIONS).
Inside, a modern kitchen stuns with quartz countertops, stainless steel appliances, and a seamless open floor plan designed for easy living. Enjoy coffee on the upstairs balcony, soak under the stars in your private hot tub, or kick back in the breezy front patio area.
But the standout feature? A fully equipped 1-bedroom, 1-bathroom guest house tucked away in the back—complete with its own driveway, kitchen, and separate entrance.
Whether you're a house hacker, investor, or just someone who loves your friends and family—but not enough to let them stay in your house—this setup absolutely delivers.
Ready to turn your investment goals into beachside reality? Schedule your private tour today.
Location
State FL
County Bay
Community Short Term Rental Allowed
Area 03 - Bay County - Beach
Interior
Interior Features Interior Steps
Heating Central
Cooling Central Air
Flooring Luxury Vinyl Plank
Fireplace No
Appliance Electric Cooktop, Electric Oven
Exterior
Exterior Feature Covered Patio
Fence Fenced
Community Features Short Term Rental Allowed
View Y/N Yes
View Lagoon
Porch Balcony, Deck, Covered, Patio
Building
Additional Building Guest House
New Construction No
Schools
Elementary Schools Patronis
Middle Schools Surfside
High Schools Arnold
Others
Tax ID 30753-032-000
Special Listing Condition Listed As-Is
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