926 Pitts AVE, Panama City, FL 32404
926 Pitts AVE, Panama City, FL 32404
926 Pitts AVE, Panama City, FL 32404
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$385,000
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3 Beds
4 Baths
1,369 SqFt
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926 Pitts AVE Panama City, FL 32404

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Key Details

Property Type Townhouse

Sub Type Attached

Listing Status Active

Purchase Type For Sale

Square Footage 1,369 sqft

Price per Sqft $281

Subdivision Horne Memory Plat

MLS Listing ID 789077

Bedrooms 3

Full Baths 3

Half Baths 1

HOA Y/N No

Year Built 1983

Annual Tax Amount $2,570

Tax Year 2025

Property Sub-Type Attached

Property Description

One of the best-priced bayfront properties with direct Gulf access in Bay County, this beautifully updated three-story East Bay townhome delivers deep-water access, stunning views, and exceptional versatility--including a fully independent 1 bed / 1 bath ground-floor apartment. Whether you're seeking a primary residence, second home, VRBO/Airbnb investment, or a live-upstairs/rent-downstairs setup, this property checks every box. NO HOA.
SHORT TERM RENTAL ARE ALLOWED!

Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-in ready. Recent improvements include a brand-new seawall, new porch decking, new fencing, new windows on the 3rd floor and master suite, new LVP flooring, new cabinets with quartz countertops, new bathroom tile, a newer metal roof, a 5-year-old HVAC, and a 3-year-old water heater.

Step inside the main level and enjoy a spacious great room and kitchen that open to a 22' x 10' covered waterfront balcony--perfect for hosting, relaxing, and taking in the breathtaking sunsets over East Bay. The middle level features the master suite with its own private 22' x 10' balcony, offering peaceful sunrise and sunset views. This floor also includes a large guest bedroom capable of accommodating two beds, along with a full guest bath.

The ground-floor apartment is a standout feature: a complete 1 bed / 1 bath unit with full kitchen, separate entrance, and its own A/C. It functions as a true lockout unit, ideal for rental income, guests, or multigenerational living. The occupant can enter through the backyard and walk around the side of the home to their vehicle without accessing the main residence.

Every floor of this home offers beautiful bay views. Step outside to your private beach with seawall, just steps from your door. Ownership also includes 1/11 interest in the 90+ ft ''Pitts Row'' dock, where you can park your boat, jet skis, or other watercraft--or build your own private dock if desired. With deep water and easy access to East Bay, Shell Island, and the Gulf of Mexico, this is a boater's dream.

This rare waterfront opportunity blends charm, upgrades, income potential, and unbeatable access to the Gulf. Schedule your showing today and experience the best of East Bay​​‌​​​​‌​​‌‌​‌‌​​​‌‌‌​​‌ living.

Location

State FL

County Bay

Community Short Term Rental Allowed

Area 02 - Bay County - Central

Interior

Heating Central, Electric

Cooling Central Air

Flooring Luxury Vinyl Plank

Fireplace Yes

Appliance Electric Range, Electric Water Heater

Exterior

Exterior Feature Covered Patio, Dock, Patio

Fence Partial

Community Features Short Term Rental Allowed

Utilities Available Electricity Available, High Speed Internet Available

Waterfront Description Bayfront

View Y/N Yes

Water Access Desc Bayfront

View Bay

Roof Type Metal

Porch Deck, Patio, Balcony, Open, Porch

Private Pool No

Building

Dwelling Type Townhouse

Sewer Public Sewer

New Construction No

Schools

Elementary Schools Parker

Middle Schools Rutherford Middle

High Schools Rutherford

Others

Restrictions Short Term Rentals Allowed

Tax ID 25724-050-000


Listed by Keller Williams Realty Emerald

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Kevin Dehlinger

Kevin Dehlinger

Agent | License ID: SL3413116

+1(850) 502-0674

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926 Pitts AVE